One integration. More control across the payment stack.
Connect payment providers, route transactions and bring processing, acquiring, issuing and settlement capabilities into one modular infrastructure layer.
Wonder can support different roles across the payment value chain, subject to market, entity, scheme and programme availability.
Payment initiated
Card, wallet or local method
Wonder infrastructure
Payment orchestration engine
Route by market, method, cost, performance and availability
Connected providers
Existing PSPs
Preserve strategic relationships
Local payment methods
Connect market-specific rails
Other acquirers
Route by market or economics
Wonder infrastructure
Processing
Transaction and authorisation flows
Acquiring & settlement
Where supported by entity and market
Issuing
Cards and embedded payment use cases
One operating view
Transactions, routes, providers, reconciliation and settlement data
Illustrative framework. Actual scope depends on the market and agreed programme.
Orchestration is the control layer. Wonder can also be part of the underlying rails.
Many orchestration platforms sit above third-party providers. Wonder can combine that control layer with direct roles across processing, acquiring, acceptance, settlement and issuing where available.
Connect what you already use
Bring existing PSPs, gateways, acquirers and local payment methods into one integration and operating view.
Use Wonder where it adds value
Add Wonder processing, acquiring or settlement capabilities without rebuilding the entire payment stack.
Extend beyond acceptance
Connect payment acceptance with issuing, business accounts, payouts and embedded finance use cases where supported.
Choose the layers you need. Keep one operating model.
Wonder can support a focused orchestration engagement or a broader infrastructure partnership, depending on the market, licensing structure and commercial model.
Accept
Support online, in-person and mobile payment journeys through Wonder or connected acceptance channels.
Orchestrate
Abstract multiple providers behind one integration, then apply routing, failover and business rules.
Process
Handle transaction messaging, authorisation flows, reconciliation and provider execution through the agreed setup.
Acquire and settle
Use Wonder acquiring and merchant-settlement capabilities where the relevant entity and market support them.
Issue and extend
Connect card issuing, expense controls and other embedded-finance capabilities to the wider payment programme.
Wonder does not have to replace everything on day one.
Start with the operating problem that matters most, then decide how much of the payment stack Wonder should manage or provide.
Orchestration layer
Keep existing providers while using Wonder as the central connection, routing and visibility layer.
- Unified provider integration
- Routing and failover rules
- Central transaction visibility
Hybrid infrastructure
Combine existing providers with selected Wonder processing, acquiring or settlement capabilities.
- Preserve current provider relationships
- Use Wonder for selected markets or rails
- Optimise economics and resilience by route
Broader Wonder stack
Use Wonder across acceptance, processing, acquiring, settlement and selected issuing capabilities.
- Fewer infrastructure handoffs
- One operating model
- Extend into issuing and money movement
One decision layer from checkout to settlement.
Apply routing logic before the transaction is sent, retain visibility as it is processed, and bring the final outcome into one reconciliation and reporting view.
- 01
Payment initiated
A customer pays through an online, in-person or embedded payment journey.
- 02
Policy applied
Wonder evaluates market, currency, method, cost, availability and agreed business rules.
- 03
Route selected
The transaction is sent through Wonder or a connected provider based on the configured model.
- 04
Outcome managed
Authorisation, retry or failover behaviour is handled according to the agreed workflow.
- 05
Data reconciled
Transaction, provider and settlement information is brought into one operational view.
The exact flow, routing rules and regulated roles vary by market, scheme, provider and commercial agreement.
Connect providers without hard-wiring every dependency.
Create one abstraction layer across gateways, acquirers, processors and local payment methods. Add or change provider connections with less disruption to the customer-facing checkout.
Your checkout
Wonder unified integration
PSP A
Acquirer B
Local method
Wonder
Illustrative integration framework
Route by business logic, not by provider habit.
Apply rules based on availability, country, currency, payment method, cost, performance and agreed commercial priorities. Configure failover paths for eligible transaction flows.
Payment request
Wonder decision engine
Primary route
Fallback route
Local route
Illustrative routing framework
Use Wonder as more than a switch between PSPs.
Where enabled, Wonder can participate directly in transaction processing, merchant acquiring and settlement rather than only passing traffic to an external provider.
Exact acquiring, processing and settlement roles must be described by legal entity and market.
Merchant
Wonder direct role
Scheme and issuer
Processing
Acquiring
Settlement
Authorisation response, clearing data and merchant settlement flow
Illustrative processing and acquiring framework
Extend the programme beyond payment acceptance.
Connect issuing, business cards, expense controls and selected funds-movement capabilities to the same infrastructure relationship, subject to programme and market availability.
Your programme
Wonder programme layer
Issue cards
Set controls
Connect funds
Illustrative issuing framework
Operate the payment stack from one source of truth.
Bring provider performance, transaction outcomes, routing behaviour, settlement data and reconciliation into one operational layer for business, finance and payment teams.
- Wonder processingHealthy
- External PSP AAvailable
- Local method BAvailable
- ReconciliationCurrent
Transactions, routing, providers and settlement
Illustrative operating view
Reduce complexity without giving up strategic choice.
Reduce vendor sprawl
Consolidate connections, workflows and reporting even when multiple providers remain in the stack.
Improve unit economics
Choose routes and infrastructure roles based on approved commercial and performance priorities.
Launch in phases
Start with orchestration, add Wonder infrastructure selectively and avoid a forced all-at-once migration.
Retain operating control
Keep routing, provider performance, transaction outcomes and settlement visibility in one place.
Infrastructure for businesses that have outgrown a single PSP.
Platforms and marketplaces
Embed payment acceptance and connect multiple provider or merchant flows behind one integration.
Banks and financial institutions
Add payment acceptance, orchestration or issuing capabilities through a modular infrastructure partnership.
Enterprise merchants
Manage providers, markets, channels and settlement requirements without fragmenting operations.
Regional payment programmes
Combine local methods, card acceptance, processing and programme controls across selected markets.
Design the payment stack around your business, not around one provider.
Tell us which providers, markets and infrastructure roles matter today. Wonder will help define the right orchestration and operating model.