One platform for your entire cash flow.
Invoicing, expenses, bill pay, payroll and analytics — with approval workflows and user roles built in. Run your business, not your bank portal.
Every invoice arrives with a way to pay it.
Build invoices in your own template, send them with a payment link that takes 34+ payment methods, and watch them settle straight into your Wonder account. No PDF chasing, no bank details pasted in the email footer, no reconciliation at month end.
Your format, not a generic one
Set your branding, terms and numbering once, and every invoice follows it.
One link, multiple payment methods
Supports over 34 payment methods, including credit cards, e-wallets and FPS. Funds are deposited directly into your existing payment system.
Status in one dashboard
Draft, sent, viewed, overdue, paid. Every invoice in one view, updating as money lands.
Handle all business expenses together
Manual expense reporting ends here. Policy enforced at the point of spend, clean categorized data on the other side.
Corporate card expense
Write your policy once; the card enforces it. Spend limits per transaction, day, or month. MCC whitelists and blacklists. Merchant blocks by name or domain. Receipts required above your threshold. Miscategorized expenses flagged before they hit your books.
Cash expense reimbursement
Employees submit from their own portal — upload a receipt, enter items, or let OCR fill the fields. Notified on approval and payout, so nobody chases finance.
Compliance checks before money moves
Every claim checked against your policy. Duplicate claims caught. Receipt amounts matched to submitted amounts.
Payout on your cycle
Straight to employees' registered accounts — immediately, or batched to payroll. You set the period; Wonder moves the money.
Every bill checked before it leaves.
Forward a supplier invoice and Wonder reads it — amount, due date, bank details, line items — then checks it against the vendor you already have on file. Anything that changed gets flagged before the payment goes anywhere.
Bills read on arrival
Forward or upload a supplier invoice and the amount, due date, account details and line items are captured automatically.
Vendors on file, changes flagged
Every supplier has a verified profile. If the bank details on an incoming invoice don't match the ones on record, the payment stops and someone has to confirm it.
Set once, paid on schedule
Rent, retainers and subscriptions run on a recurring schedule. You approve the schedule, not every instance.
One run pays everyone. MPF included.
Run salaries from the account your revenue already sits in. Wonder calculates each employee's MPF contribution, generates their payslip, and sends the whole batch over FPS in a single run. No CSV export to the bank, no separate MPF transfer, no reconciling three systems at month end.
Everyone paid in one batch
Approve the run once and every employee is paid over FPS together. If one transfer fails, the rest still go out — a wrong account number for one person doesn't delay anyone else's salary.
Payslips generated automatically
Each employee gets their payslip for the period, itemised, without anyone building it by hand.
MPF handled with your payroll
Enrol, calculate, and submit MPF file on Wonder.
The full picture of your business
Because Wonder processes the money coming in and the money going out, we can show you things neither of them can see — including what it actually costs you to win a customer.
Financial Insights
Cash flow summary, AR and AP balances, and spend broken down by department, updating as transactions land rather than after month-end close.
Operational Insights
Which approvals are sitting unactioned, how long an invoice takes to go from issued to paid, and what share of receivables arrive on time.
Sales Insights
Acquisition cost and lifetime value, calculated from your actual marketing spend and your actual transaction history. [SEE QUESTION BELOW]
Empower your international business
Your customers pay you in their currency. You hold it in that currency. You pay your suppliers from it. No conversion in the middle, no spread paid twice on money that was already the right currency.
- HKD
- USD
- CNY
- JPY
- SGD
- EUR
- GBP
- AUD
- NZD
- CAD
Collect in your desired currency
Receive payments in any of the 10 currencies and retain them, ensuring your conversion in the most favourable exchange rate.
Pay from the matching balance
Settle a USD invoice from your USD balance. The conversion you don't make is the one that costs nothing.
Rate and fee shown before you confirm
You see both in full before anything leaves the account.
Same approvals, same ledger
Overseas payments follow the same approval chains and land in the same reporting as domestic ones.
Your bank sees half the picture.
Most businesses run invoicing, expenses, bill pay, payroll and reporting through five different tools and a bank that sees none of them. Wonder already processes the money coming in — so when the money goes out, it lands in the same ledger. One account, one view, one set of numbers.
Get paid faster
Invoices settle straight into your Wonder account via 34 methods including FPS, auto-matched in real time.
Full expense visibility
All expenses data in one place — sharper insights than any standalone tool.
Pay anyone, anywhere
Bill pay, payroll and statutory contributions from a single account.
Built for every team
Assign pre-built roles or create custom roles with granular permissions to match your organization's structure.
Configurable approval flow
Build approval flows that match your business.
Create configurable approval workflows that match your organization.
Configurable approval flow
Route a payment through as many approvers as your policy needs — by amount, by department, or by named person. Payroll runs and bill batches follow the same rules automatically.
Roles at a glance
Grant the right access, keep control of the rest.
Pre-built roles for directors, org admins, financial managers and employees — plus custom roles for the edge cases only your business has.
Director
Full access to the organization
Org Admin
Manage users, roles, and organization settings
Financial Manager
Manage payments, transfers, and approvals
Employee
Submit expenses and use assigned company cards
Custom Role
Create custom roles with granular permissions
We see both sides of your ledger.
Wonder processes the payments coming in and the payments going out. That means both sides of your cash flow sit in one account, updating in real time.
MONEY IN
YOUR WONDER ACCOUNT
One ledger, reconciled live
MONEY OUT
Reconciliation that already happened
Payments match invoices when they land, not when someone opens a spreadsheet.
Forecasts based on real inflows
We know what's coming in because we're the ones collecting it.
Your money, held properly.
We know what it takes to ask a business to move its account. Here's exactly how your funds are held, who regulates us, and what happens to your money if anything ever happens to us.
Segregated client funds
Customer funds are held in segregated accounts with licensed banks in Hong Kong, separate from Wonder's own operating funds, and are never lent out or invested.
Licensed in Hong Kong
Wonder is regulated by the HK Customs and Excise Department and holds an MSO licence.
Ongoing transaction monitoring
Continuous monitoring across your accounts, with alerts on unusual activity.
Access control built in
Granular roles, configurable approval flow and a full audit trail on every payment, so no single person can move money alone.
Start your application
Start with Wonder Business Account.
Invoicing, expenses, bill pay, payroll and analytics — with the approvals and roles to run it all as a team.
Share a few details and our team comes back within one business day with your card options and next steps.